- July 16, 2025
- Posted by Bryan Guertin
Mortgage Payments Ease, Renewal Stress Grows in Canada
Mortgage Payments Are Easing Yet Renewal Stress Is Real It feels like a collective exhale. After two grueling years of rapid interest?rate hikes, the Bank of Canada has paused and
- July 9, 2025
- Posted by Bryan Guertin
Double-Barrel Down Payments: FHSA + New $60k HBP Withdrawal Rules Explained
Scraping together a competitive down payment in 2025 often feels like a marathon. But two revamped federal programs-the First Home Savings Account (FHSA) and the beefed-up Home Buyers' Plan
- June 23, 2025
- Posted by Bryan Guertin
Bank of Canada June Rate Hold: Mortgage Strategy 2025
Why the June Rate Hold Matters On June 4 2025, the Bank of Canada (BoC) left its overnight rate unchanged at 2.75 % for the fourth meeting in a row (Source: Bank of Canada press release, June 4 202
- June 8, 2025
- Posted by Bryan Guertin
Why the Bank of Canada’s Rate Pause Isn’t a Green Light for Cheap Mortgages
If you've been waiting for interest rates to drop before locking in a mortgage, you're not alone. On June 5, 2025, the Bank of Canada (BoC) decided to hold its overnight lending rate at 4.75%, marking
- June 4, 2025
- Posted by Bryan Guertin
June 4-2025 - Bank of Canada holds policy rate at 2.75%
The Bank of Canada today maintained its target for the overnight rate at 2.75%, with the Bank Rate at 3% and the deposit rate at 2.70%. Since the April Monetary Policy Report, the US administration h
- May 17, 2025
- Posted by Bryan Guertin
Mortgage Renewals in 2025: Navigating Payment Increases Amid Rising Rates
If you're among the thousands of Canadian homeowners with a mortgage renewal coming up in 2025, you might already be concerned about what rising interest rates could mean for your monthly payments. Du
- May 4, 2025
- Posted by Bryan Guertin
Mortgage Renewals in Early 2025 – Where Might Rates End Up?
A friendly guide for Canadian homeowners who are about to renegotiate one of the biggest contracts of their lives. Introduction - Why Everyone Is Talking About 2025 Renewals If your mortgage is co
- April 16, 2025
- Posted by Bryan Guertin
April 16 - 2025 - Bank of Canada holds policy rate at 2.75%
The Bank of Canada today maintained its target for the overnight rate at 2.75%, with the Bank Rate at 3% and the deposit rate at 2.70%. The major shift in direction of US trade policy a
- April 5, 2025
- Posted by Bryan Guertin
Tariffs and Their Effect on Interest Rates: What Canadian Homeowners Should Know
You might be surprised to learn how tariffs-taxes on imported goods-can affect your mortgage or home-buying plans. Tariffs can indirectly influence interest rates, which impacts mortgage payments and
- March 26, 2025
- Posted by Bryan Guertin
Spring Market Outlook: What Buyers and Homeowners Need to Know
Spring is here, and with it comes one of the busiest times in the Canadian housing market. As the snow melts and For Sale signs start popping up, many buyers and sellers are wondering: what's the mark