Blog - Bryan Guertin, Mortgage Broker in Oakville

September 17, 2023
Posted by Bryan Guertin

Can a first-time home buyer have a mortgage co-signer?

Can New Home Buyers in Canada Use a Mortgage Co-Signer? Struggling to secure a mortgage or need a financial boost? Consider bringing in a co-signer. Dive deeper into this and other home-buying tact

September 7, 2023
Posted by Bryan Guertin

Demystifying Credit Scores

These days, like so many things, your credit score is easily accessible and free. Not so long ago, the only way to see your credit score was to obtain a copy of your credit report, which involved subm

September 6, 2023
Posted by Bryan Guertin

Bank of Canada maintains policy rate, continues quantitative tightening

The Bank of Canada today held its target for the overnight rate at 5%, with the Bank Rate at 5�% and the deposit rate at 5%. The Bank is also continuing its policy of quantitative tightening. Infla

August 23, 2023
Posted by Bryan Guertin

Top Reasons To Refinance Your Home And Reasons Why You Maybe Should Not.

Refinancing a mortgage means replacing your existing loan with a new one, either with your current lender or a different one. Canadians often consider refinancing for various reasons, such as

August 9, 2023
Posted by Bryan Guertin

Home Valuation and Appraisals: Unveiling the Mechanics, Influencing Factors, and Value-Boosting Tips

Home Valuation and Appraisals: Unveiling the Mechanics, Influencing Factors, and Value-Boosting Tips The process of buying, selling, or refinancing a home involves a critical component that can gre

August 5, 2023
Posted by Bryan Guertin

Navigating High-Interest Rates and Inflation: Your Path to Mortgage Resilience

Introduction As your trusted mortgage broker, I understand that the current economic backdrop in Canada is presenting challenges for many homeowners. With interest rates on the rise and inflation p

July 27, 2023
Posted by Bryan Guertin

Understanding Credit Scores and Maximizing Mortgage Opportunities in Canada

Introduction In Canada, your credit score plays a crucial role in your financial life, especially when it comes to major transactions like securing a mortgage. A credit score is a numerical r

July 12, 2023
Posted by Bryan Guertin

Bank of Canada raises policy rate 25 basis points, continues quantitative tightening

The Bank of Canada today increased its target for the overnight rate to 5%, with the Bank Rate at 5�% and the deposit rate at 5%. The Bank is also continuing its policy of quantitative tightening. Gl

July 11, 2023
Posted by Bryan Guertin

Smart move: bridge financing provides a smooth transition between mortgages

Summer is officially in full swing which means vacation time, backyard barbecues, pool parties, etc., but summer is also "moving season". If you're one of the many Canadians who will be moving t

June 21, 2023
Posted by Bryan Guertin

Catching Up on Retirement with an Income Property: A Wise Investment Strategy

As the retirement landscape continues to evolve, many individuals find themselves concerned about the adequacy of their savings and the possibility of outliving their nest egg. However, there is a sol

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