Category: Personal Finance (17 posts)
- March 8, 2021 @ 3:04 PM
- Posted by Bryan Guertin
Multi-Family Lending: What You Need To Know About Hard Money Loans
Multi-Family Lending: What You Need To Know About Hard Money Loans Multi-family real estate is one of the most popular investments for both newbie and seasoned investors. Buyers in the past used trad
- January 25, 2021 @ 5:41 PM
- Posted by Bryan Guertin
How Good vs Bad Debt Impacts Your Household
In order to understand the difference between good and bad debt, it's important to track your income and expenses and established saving goals for your family. Financial stability allows you to mee
- December 9, 2020 @ 2:44 PM
- Posted by Bryan Guertin
3 Tips on How to Better Your Credit Score
Having a good credit score is of paramount essence as it affects your ability to access loans and borrow money. Your credit score rating influences the amount of mortgage you qualify for. You may
- July 24, 2019 @ 10:59 AM
- Posted by Bryan Guertin
How Much Can First Time Home Buyers Afford?
It is the perennial question for every first-time homeowner. How much house can I afford? As with so many life-changing decisions, there is no one right answer to this common query, and the size of th
- July 10, 2019 @ 11:01 AM
- Posted by Bryan Guertin
3 Simple Ways to Repair Your Credit
For many Canadians looking to purchase a home, bad credit scores stand in the way of getting a mortgage. Most lenders prefer your score to be 650 or higher. If they do allow for lower credit scores, i
- March 13, 2019 @ 2:09 PM
- Posted by Bryan Guertin
3 Smart Ways to Use a Home Equity Line of Credit
For homeowners across the globe, home equity lines of credit (HELOCs) have become a handy way of tapping into the value of their homes. However, when borrowing money against your home, it is always
- July 11, 2018 @ 9:46 AM
- Posted by Bryan Guertin
Real Estate: How to Refinance a Mortgage with a Bad Credit Score
There are many excellent reasons a homeowner may look into refinancing their mortgage. To refinance means to replace your current mortgage with a new one, almost always with a lower interest rate. For
- February 28, 2018 @ 10:37 AM
- Posted by Bryan Guertin
How to Maintain a Good Credit Rating Throughout the Year
If you want to make it easier to get an auto loan, mortgage, or new credit card account, you need to maintain a good credit score. It's easy to do so, particularly if you follow the tips presented her
- December 27, 2017 @ 11:32 AM
- Posted by Bryan Guertin
Can You Afford to Buy a New Home in Oakville, Ontario?
If you're throwing your hard-earned money away on rent each month, putting that same amount towards your own home could be an incredible advantage. However, it's also imperative to consider whether yo
- October 11, 2017 @ 12:40 PM
- Posted by Bryan Guertin
Five Reasons Why You Should Have More Than One Bank Account
In today's tech world, being victimized by hackers can leave you penniless if you have only one bank account. The following five situations demonstrate how a having a backup account can keep you
- September 13, 2017 @ 10:00 AM
- Posted by Bryan Guertin
Four Reasons to Take Good Credit
Good credit is a necessity for acquiring many things in life. There are many important reasons for saying 'yes' to credit. Below are some of those reasons, as well as ways to get and build your credit
- August 9, 2017 @ 11:29 AM
- Posted by Bryan Guertin
Five Ways to Simplify Your Financial Life
No matter who you are or what you do for a living, it can seem like your bank statements, credit card receipts, and other financial documents are burying you alive. If you are struggling under the wei
- July 12, 2017 @ 11:50 AM
- Posted by Bryan Guertin
Make the Most of Your Credit Cards
With their vast array of special perks and member benefits, credit cards are an appealing financing option for modern consumers. Unfortunately, when left unchecked, credit card debt can easily spiral
- June 14, 2017 @ 11:22 AM
- Posted by Bryan Guertin
Gathering the Money for a Down Payment in Two Years or Less
Whether you are looking to purchase a home in the next two years or you intend to wait another five, you must find a way to save up enough money to use for a down payment. Without the money to make a
- February 28, 2017 @ 1:49 PM
- Posted by Bryan Guertin
Price Your Home Realistically If You Want It To Sell
Setting a price for the home you are selling requires serious thought and research. Homebuyers have choices in today's market, and that means you should not list your home at an unreasonably high pric
- February 16, 2017 @ 2:04 PM
- Posted by Bryan Guertin
5 Rules For Improving Your Money Management Skills
Money management skills are important, no matter who you are. That's because money doesn't take care of itself -- and if you don't save, invest, and spend your money wisely, you'll undoubtedly suffer
- January 11, 2017 @ 12:20 PM
- Posted by Bryan Guertin
How to Use Debt Consolidation Loans Effectively and Safely
Visit almost any financial site on the web, or watch nearly any daytime TV channel, and you're likely to see advertisements promising that a consolidation loan can solve all your debt problems. There'
Bryan Guertin
Mortgage Broker, AMP
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